ICICI Bank Gold Loan Details
Overview
ICICI Bank offers Gold Loans with interest rates starting from 9.25% per annum. You can avail a loan amount ranging from ₹50,000 up to ₹2 crore, with flexible repayment tenures of 6 to 12 months. The bank provides quick disbursal and ensures the safety of your gold ornaments.
Eligibility Criteria
- Age: 18 to 85 years
- Nationality: Indian
- Gold Purity: 18 to 22 Carat
- Occupation: Self-employed individuals, business owners, homemakers, senior citizens, and salaried individuals are all eligible.
Required Documents
- Two passport-size photographs
- Identity Proof: Driving License, Passport, Voter ID Card, or Aadhaar Card
- Address Proof: Driving License, Voter ID Card, Aadhaar Card, Passport, or Job Card issued by NREGA
- Proof of land holding (for Agriculture Loans exceeding ₹1 lakh)
Application Process
- Apply online or visit the nearest ICICI Bank branch.
- Bring your gold jewelry for valuation by authorized appraisers.
- Submit the required documents.
- Upon successful verification, the loan amount will be disbursed quickly.
Contact Information
For more details or to apply for a Gold Loan, you can:
- Give a missed call on 84448 84448
- Visit the nearest ICICI Bank branch
- Apply online through the ICICI Bank website
